Property type: Industrial
Industrial Property Bridging Loans Wiltshire
We arrange bridging finance against industrial property across Wiltshire, from the Solstice Park logistics-and-manufacturing campus at Amesbury through the legacy Honda South Marston Swindon plant and its Panattoni redevelopment, the Dyson research-and-manufacturing estate at Malmesbury, the Hopton Industrial Estate at Devizes, the Westmead and Cheney Manor estates serving Swindon, and the M4 J15 to J17 distribution corridor that anchors the north of the county. Loan sizes run £200,000 to £15 million, terms from 1 to 24 months, completions in 7 to 21 days. Industrial bridging is one of the strongest-performing parts of the Wiltshire bridging book; pricing sits 0.7% to 1.1% per month for clean cases and 1.1% to 1.4% for vacant or specialist units.
- Decisions in hours
- Completion in days
- £100k to £25m
- Wiltshire specialists
Wiltshire · Wiltshire
Bridge to your next move.
The asset class
What industrial property looks like in Wiltshire.
Industrial stock across Wiltshire is concentrated in five corridors. Solstice Park Amesbury sits at the A303 trunk-road interchange and carries large-format logistics and manufacturing units, including the regional distribution centres for major national operators. Honda South Marston in Swindon, the long-time site of the Honda UK car-manufacturing plant, has been redeveloped by Panattoni and others into a large-scale logistics estate that anchors the Swindon industrial market. Dyson at Malmesbury runs both research-and-development and supplier-shed accommodation. The Hopton Industrial Estate at Devizes carries mid-size industrial stock serving the centre of the county, alongside the Wadworth Brewery site that is a long-standing Devizes employer. The Westmead and Cheney Manor industrial estates west of Swindon town centre carry small-to-mid-format trade-counter, light-industrial and warehouse stock. The M4 J15 to J17 corridor, plus the Salisbury Plain MoD logistics estates supporting the garrisons at Tidworth, Larkhill and Bulford, complete the industrial picture. Yields across this geography have compressed materially since 2015 and held firmer than any other commercial class through the recent cycle.
Use cases
Bridging use cases for industrial assets.
Industrial bridging cases across Wiltshire run across five repeat patterns. The first is auction purchase of single-let or vacant units, typically £300,000 to £1.5 million, with completion against the 28-day clock. The second is investment-purchase of multi-let trade-counter estates where the buyer plans a refurbishment, a rent review programme and a refinance to term commercial debt. The third is capital raise against an unencumbered industrial freehold, often held by an owner-occupier business that needs short-term liquidity for working capital or for a separate property deposit. The fourth is purchase of poorly-let or part-vacant secondary stock with a clear lease-up plan, where the bridge funds the gap between purchase and stabilised income. The fifth is refurbishment-and-re-let cases where a tired unit is brought up to current EPC and specification before re-letting and refinance. Across all five, lenders care about the unit's letting prospects, the local rental tone, and the realism of the refinance exit at stabilised income.
Wiltshire context
Industrial Demand from the A303, M4 and Salisbury Plain MoD Estate
Industrial demand across Wiltshire is structurally underpinned by three drivers. Solstice Park Amesbury, sitting at the A303 trunk road, carries strategic logistics-and-manufacturing demand serving the South West and the routes into the M3, M27 and onward to the south coast ports. Honda South Marston Swindon, redeveloped by Panattoni into one of the largest single logistics estates in the South West, has fundamentally reshaped the Swindon industrial market and pulled regional distribution demand up to the M4. The Dyson Malmesbury campus anchors a high-value engineering manufacturing cluster with a tier-one and tier-two supplier base across the SN postcodes. Beyond these, the Hopton Industrial Estate at Devizes, the Westmead and Cheney Manor estates west of Swindon, the M4 J15 to J17 corridor including the Royal Wootton Bassett Renishaw operations, and the Salisbury Plain MoD logistics depots all carry their own demand drivers. Wadworth Brewery at Devizes is a long-standing manufacturing employer with a tied-estate logistics requirement that supports related industrial stock. Across the county the industrial picture is consistent: vacant secondary units trade sharper than tenanted investments in many sub-markets through the recent rate cycle, and the M4-corridor stock prices firmer than the equivalent stock on the A303 trunk road.
Valuation and lenders
Valuation and lender considerations.
Industrial valuations come back on rent-and-yield for tenanted investments, vacant possession value for empty units, and on a sterling-per-square-foot comparable basis where the asset is small or specialist. LTV caps sit at 65% to 75% on tenanted investments, 60% to 70% on vacant stock, and 65% on owner-occupied capital-raise cases. MT Finance, Octane Capital, United Trust Bank, LendInvest, Hope Capital, Octopus Real Estate and Together all take industrial on bridging, with Shawbrook, Allica Bank and Aldermore more active at the larger end. Lenders increasingly ask for EPC evidence given the MEES regime; sub-E ratings need a clear remediation plan to clear.
What we arrange
What we typically arrange.
A typical industrial bridge across Wiltshire sits at £350,000 to £3 million, 65% to 75% LTV, 6 to 12 months, 0.75% to 1.15% per month, arrangement fee 1.5% to 2%. Auction cases complete in 7 to 14 days with title insurance. Investment-purchase cases run 14 to 21 days. Refurbishment cases include a works tranche released against monitoring surveyor sign-off. Exit is typically refinance to term commercial debt, sale to an investor, or sale of vacant possession to an owner-occupier.
FAQs
Industrial bridging questions
Can we complete an industrial unit auction purchase inside the 28-day clock?
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Yes. Industrial auction completions are core to the book. With the auction pack delivered the morning after the hammer falls, we typically come back with indicative terms inside 24 hours, run the valuation and legal in parallel, and complete in 10 to 14 days using title insurance where the title has any complexity. The 28-day clock is rarely the binding constraint; the binding constraint is usually a slow surveyor or a slow buyer's solicitor.
How do bridging lenders treat EPC ratings on industrial units?
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Sub-E EPC ratings need to be addressed before the unit can be let under the MEES regime. Lenders price for the remediation cost and the timeline. For a vacant unit at F or G, the bridge often funds the refurbishment to EPC C or better as part of the works tranche. For a tenanted unit with an existing lease, the position depends on the lease length and the landlord's repair obligations. We work the EPC piece up front so it does not surprise the lender at credit committee.
What rates apply to industrial bridging across Wiltshire in 2026?
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Tenanted industrial investments with a recognisable covenant and a clear refinance exit price at 0.7% to 0.9% per month at 65% to 75% LTV. Vacant secondary units with a credible lease-up plan price 0.9% to 1.15% per month at 60% to 70% LTV. Specialist or single-purpose industrial buildings price higher, reflecting the narrower buyer pool at exit. Arrangement fees sit at 1.5% to 2% across the range. Valuation and legal fees are borrower-paid on both sides. The Solstice Park, Honda South Marston, Hopton Devizes and Westmead Swindon stock all trades within these bands.
Tell us about the deal
Indicative terms within 24 hours.
A short triage call, then a sized indicative offer against a named lender for your industrial property in Wiltshire or across Wiltshire.
Regulated bridging on owner-occupied residential property falls under FCA regulation. Unregulated bridging on commercial and investment property does not. We are not directly regulated by the Financial Conduct Authority, and we introduce regulated cases to authorised partners who carry out the regulated activity.
Next step
Talk to a Wiltshire industrial bridging specialist.
We arrange short-term finance on industrial property across Wiltshire, from Salisbury and Swindon out to the west Wiltshire market towns. Indicative terms in 24 hours.